Maryland Title Insurance Producer Exam 2026 – Complete Practice Test

The statement that a deed contains a full description of the property as shown on the records in the recorder's office is true because a deed must provide an adequate description of the property to be considered valid and enforceable. This description typically includes specific details such as boundaries, lot numbers, and sometimes references to plats or surveys that clearly identify the property. A full and accurate description ensures that there is no ambiguity regarding the property being transferred, which is crucial for both the buyer and seller, as well as for future title searches.

Providing a complete property description helps protect the interests of all parties involved in the transaction and is a fundamental requirement for the legal transfer of property ownership. This is particularly important because title insurance relies on the accuracy of such descriptions to assess any potential risks associated with property ownership.

The incorrect options reflect misunderstandings about deed requirements and characteristics. For instance, while a deed is effective upon recording, it is primarily effective upon delivery to the grantee, not merely by being recorded. Verbal deeds are not generally recognized in most jurisdictions, including Maryland, where a deed must be written to be valid. Lastly, a deed does not require acknowledgment by three persons, but rather it must be acknowledged by a notary public or other authorized individual, which